Before you sell on credit, check if your customer has a history of paying back. Bank-powered credit searches, delivered through WhatsApp.
No app to download. Works on any phone.
The Problem
In Nigeria, selling on credit is how business works. But without a way to check who pays back and who doesn’t, you’re gambling with your cash flow every single day.
When a customer wants to buy on credit, send them a Scolo verification link via WhatsApp.
They link their bank account in under 60 seconds. No app download, no paperwork.
See their history of paying back and get a GO, CAUTION, or NO recommendation before you extend credit.
You supply goods across multiple states. Scolo helps you vet new retailers before extending credit lines.
You sell from your shop and some customers always pay late. Now you can check before you agree.
You move products fast and need to know who's good for it. Get answers in seconds, not weeks.
“I used to lose ₦200k every month to customers who never paid. Now I check before I sell.”
Join businesses across Nigeria who are making smarter credit decisions every day.